Assess what type of coverage you need
Research the costs of some medical procedures in the destination country, such as the cost of a doctor's appointment, hospital stay, and surgical intervention.
Analyze all the coverage offered by the chosen insurance
The main coverages offer insurance in case of accidental death and medical assistance, but the most complete insurances even provide other important coverages, such as for travel cancellation, loss and delay of luggage, medication, dental assistance, repatriation, extension of hospital stay and hotel rates, round trip tickets for a family member, legal assistance, among others.
Compare travel insurance
On the Seguros Promo website you can quickly and easily make a detailed comparison of the prices of different types of insurance offered, analyzing which has the best cost-benefit ratio for your trip.
When searching, you choose the destination of the trip and its duration. The available insurances are ranked by best value for money (but you can choose another way of ranking) and you can compare the coverages of one.
See if insurance is mandatory in the destination country.
In some countries, taking out travel insurance is mandatory. Most of them are located in Europe and are signatories of the Schengen Treaty, which establishes the obligation to take out travel insurance with a minimum value of €30,000 euros for all tourists.
Venezuela, Ecuador, Cuba and Australia also have mandatory travel insurance. In Cuba the minimum coverage is $10,000 for medical assistance, and Australia requires travel assistance but does not stipulate a minimum amount.
Although mandatory, there is no minimum coverage requirement for the Ecuador travel insurance plan.
In Venezuela, the requirement is even greater. Insurance must be at least $40,000 for medical assistance, and medical and funeral repatriation. The country also requires the contracting of an additional insurance in the amount of 1,000 dollars, specifically for theft, theft or loss of luggage.
Check if the insurance has medical assistance for sports
Not all insurance offers this type of assistance. So, if you are going to play a sport, look for insurance that offers this type of coverage.
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